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Fairshot Financial provides protection by covering risks in areas like health, home, and auto. You pay premiums, and we ensure you’re covered when you need it most.
2. Compare Rates
Easily compare insurance rates from top providers using Fairshot Financial. Find the best premiums and coverage to fit your needs.
3. Find Coverage
Assess your needs and find the right coverage with Fairshot Financial. We help you choose the best insurance to protect your assets and loved ones.
Explore Our Recent Guides & Articles
We're here to answer your insurance questions, provide advice, and save you money.
How to get affordable insurance with a low credit score
Credit scores play a pivotal role in determining insurance premiums across various sectors, particularly in auto and homeowners insurance. Insurers often utilize credit-based insurance scores as a...
Are you paying too much for coverage you don’t need
Insurance coverage is a complex landscape that encompasses various types of policies designed to protect individuals and businesses from financial loss. At its core, insurance serves as a safety...
Is cheap insurance really worth it the hidden costs
When individuals or businesses seek insurance, the allure of low premiums can be incredibly tempting. However, opting for cheap insurance often comes with a host of hidden dangers that can lead to...
Five factors that increase your insurance costs and how to reduce them
Age and driving experience are two critical factors that significantly influence car insurance premiums. Insurance companies often assess the risk associated with a driver based on their age, as...
What’s the average cost of insurance in 2025 a breakdown by type
As we navigate through the complexities of modern life, insurance has become an indispensable component of financial planning. By 2025, the landscape of insurance costs has evolved significantly,...
Monthly vs annual insurance payments which costs less
When it comes to financial commitments, particularly in the realm of subscriptions, services, or loans, understanding the difference between monthly and annual payments is crucial. Monthly payments...
The Consequences of Not Wearing a Seatbelt
Seatbelt safety is a critical aspect of road safety that has been emphasized for decades. The simple act of buckling up can significantly reduce the risk of injury or death in the event of a car accident. Despite the overwhelming evidence supporting the effectiveness...
Does Driving With a Cracked Windshield Void Your Insurance?
Insurance coverage for windshield damage can be a complex topic, as it varies significantly between different insurance policies and providers. Generally, most auto insurance policies include coverage for windshield damage, but the specifics can differ based on...
Can Insurance Deny Claims for Neglecting Safety Guidelines?
Safety guidelines are established protocols designed to protect individuals, property, and the environment from potential hazards. These guidelines can vary significantly across different industries, encompassing everything from construction sites to healthcare...
Are You Covered if Someone Else Crashes Your Car?
Navigating the complexities of an insurance policy can often feel overwhelming, especially when faced with the aftermath of an accident. At its core, an insurance policy is a contract between you and your insurer, detailing the coverage provided in exchange for your...
Does Speeding in a School Zone Raise Insurance Rates More?
Speeding in school zones is a critical issue that affects the safety of children and the broader community. These areas are specifically designated to protect young pedestrians and cyclists, who are often less aware of their surroundings and more vulnerable to...
Navigating Insurance After a Parking Lot Fender Bender
Navigating the complexities of auto insurance can be daunting, especially when faced with the aftermath of an accident. Understanding your coverage is the first step in ensuring that you are adequately protected and prepared for any potential claims. Auto insurance...
Is Your Car Seat Expired? Why It Matters for Insurance and Safety
Car seats are essential safety devices designed to protect children during vehicle travel. However, many parents and caregivers may not be aware that these seats come with expiration dates. Typically, car seats have a lifespan of about six to ten years, depending on...
Is It Safe to Drive After a Minor Accident Without a Police Report?
Reporting minor accidents is a crucial aspect of responsible driving and maintaining safety on the roads. Even when the damage appears minimal, the implications of not reporting can be significant. For one, reporting an accident creates an official record that can be...
The Impact of Vehicle Recalls on Insurance and Liability
Vehicle recalls are a critical aspect of automotive safety and consumer protection, initiated when manufacturers identify defects that could compromise the safety or performance of their vehicles. These recalls can stem from various issues, including mechanical...
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