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Fairshot Financial provides protection by covering risks in areas like health, home, and auto. You pay premiums, and we ensure you’re covered when you need it most.
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Explore Our Recent Guides & Articles
We're here to answer your insurance questions, provide advice, and save you money.
How to save on insurance without cutting coverage
When it comes to insurance, understanding your coverage needs is the cornerstone of making informed decisions. Each individual or family has unique circumstances that dictate the type and amount of...
Is Pet Insurance Worth the Cost? A Breakdown of Expenses vs. Benefits
Pet insurance is a financial product designed to help pet owners manage the costs associated with veterinary care. Much like health insurance for humans, pet insurance policies typically cover a...
5 Factors That Increase Your Insurance Costs (And How to Reduce Them)
Age and driving experience are two critical factors that insurance companies consider when determining auto insurance premiums. Younger drivers, particularly those under the age of 25, are...
The Costly Mistakes People Make When Choosing Business Insurance
In the fast-paced world of entrepreneurship, many business owners often overlook the critical role that insurance plays in safeguarding their ventures. The misconception that business insurance is...
Why Cheap Insurance Can Cost You More in the Long Run
When individuals seek insurance, the allure of low premiums can be incredibly tempting. Cheap insurance often promises to provide the necessary coverage at a fraction of the cost of more...
The True Cost of Skipping Life Insurance – A Risky Move?
Life insurance serves as a critical financial safety net for individuals and families, providing a sense of security in an unpredictable world. At its core, life insurance is a contract between the...
The Benefits of Dashcams for Insurance Claims
Dashcams, or dashboard cameras, have emerged as a vital tool for drivers in recent years, gaining popularity due to their ability to record real-time footage of the road ahead. These compact devices, typically mounted on the windshield or dashboard, capture video and...
What Happens After a Commercial Vehicle Accident?
In the aftermath of an accident, the immediate response is crucial for ensuring the safety of all involved parties. The first step is to assess the situation and check for injuries. If anyone is hurt, it is essential to call emergency services right away. This not...
Understanding Child Car Seat Laws and Insurance Claims
Child car seat laws are critical components of road safety regulations designed to protect the most vulnerable passengers—children. These laws are grounded in extensive research that demonstrates the effectiveness of properly used car seats in reducing the risk of...
What Happens If You Hit a Pedestrian? Legal and Insurance Ramifications
Pedestrian accidents represent a significant public safety concern, particularly in urban environments where foot traffic is prevalent. These incidents occur when a vehicle collides with a person who is walking, running, or otherwise moving on foot. The consequences...
Is It Illegal for a Dog to Sit in the Front Seat? What Insurance Says
As pet ownership continues to rise, so does the need for regulations that ensure the safety of both animals and humans during travel. Dog seat laws are a relatively new area of legislation that addresses the proper transportation of dogs in vehicles. These laws vary...
Can Your Insurance Drop You for Safety Violations?
Safety violations in the workplace refer to breaches of established safety protocols and regulations designed to protect employees, clients, and the general public. These violations can range from minor infractions, such as not wearing personal protective equipment...
Understanding the Duration of Insurance Record Infractions
Insurance record infractions represent a significant concern for both policyholders and insurance providers. These infractions can arise from various actions or omissions that violate the terms of an insurance policy or the laws governing insurance practices. When an...
Does Running a Red Light Impact Your Insurance Premiums?
Running a red light is a common traffic violation that can have significant repercussions for drivers. This seemingly minor infraction can lead to serious consequences, not only in terms of legal penalties but also regarding the financial implications associated with...
Parking vs. Moving Violations: Impact on Insurance
Parking violations are infractions that occur when a vehicle is parked in a manner that contravenes local laws or regulations. These violations can take many forms, including parking in a no-parking zone, exceeding time limits in metered spaces, or parking in spaces...
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